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To have insurance, and yet have no insurance...

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     A few days ago, I began receiving phone calls from a collections company here locally about a doctor's visit I had to a local hospital ER back in June.  Allow me to set this one up for you, if I may...

      My wife and I have been separated for about 2 years, now...I live in Las Vegas, and she in Texas (along with my youngest daughter).  My 16 year old was out here for a visit, for a month, in the middle of summer.  Living in Texas, she's used to heat and humidity, but nothing compares to Vegas (well...except maybe Phoenix...)

     About a week after she got here, we had a problem...


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